中國保險公司經營養老院

保險公司經營養老院
泰康更要做一件很重要的事，就是把人壽保險跟養老社區結合起來，賣一種跟養老院掛鉤的商品。
民眾在我這邊買養老險，將來可以直接到我的養老社區去養老。因為，中國正在進入一個高齡化社會，這個創新若成功，會改變全球的人壽保險業生態。
泰康提出以來，中國的保險公司都跟進。
跟傳統醫院最大的不同是，未來的養老院有自己治理的能力。我們把老人分成：活力老人、協助老人、護理老人、老人癡呆，四個階段各有不同的市場，我們就是要服務不同的對象。
這個創新，最重要的背景還是中國經濟發展，因為中產階級崛起才形成的市場，我稱之為從搖籃到天堂的模式。
這樣模式的保單，一年要繳三十萬人民幣，且須連續繳十年，因此必須要有經濟基礎。
這個模式的最大特點，是打破了居家養老的孤獨，幾個朋友可以一起來，也可以來這交朋友，不會孤獨。
另一個創新，就是由人壽保險公司經營。美國的養老機構通常都是地產公司、慈善組織經營。由人壽保險公司經營的最大好處，是增加保險資金運用的渠道。

 ----陳東升　打造有中國特色的保險業

Chinese taste in wine

The east is red

The fashion in wines, Chinese-style

Nov 24th 2012 | from the print edition

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FINE Bordeaux used to be the world’s poshest wine. But in the past 18 months the price of leading labels has plunged. David Elswood of Christie’s, an auctioneer in London, says a case of Lafite Rothschild 1982 that cost £70,000 ($110,000) two years ago now goes for £30,000.

The reason is changing appetites among Chinese buyers. In past years they stoked the boom (prices rose by 35% in 2006). They then moved on to buying wineries (around 20 Bordeaux producers are now Chinese-owned). But such vineyards commonly produce 300,000 bottles a year each. In search of more exclusive labels, Chinese buyers are tiring of Bordeaux wines and turning to Burgundy, where wineries rarely make more than 3,000 bottles annually. A case of Domaine Dominique Gallois La Combe 1985, an exclusive Burgundy, now costs £114,000.

 

In August Château de Gevrey-Chambertin became the first Burgundy vineyard to go to a Chinese buyer. Christie’s Burgundy sales in Hong Kong are up threefold this year; much goes on to the mainland. A jeroboam (equivalent to four bottles) went for £47,000 at an auction there in 2011.

The switch is bad news for the wine trade: Bordeaux accounts for 85% of the fine-wine market, so a drop in Chinese interest hits hard. But Max Lalondrelle, of Berry Brothers and Rudd, a London merchant, says lower prices let him “reconnect with the drinkers”, rather than focusing on collectors and prestige buyers.

习酒 Xi Jiu

贵州茅台酒厂（集团）习酒有限责任公司

www.gzxijiu.cn/ - Cached - 轉為繁體網頁 - Translate this page

今夜的习酒灯火辉煌，今夜的习酒焰火璀璨，今夜的习酒欢歌笑语，今夜的习酒醉美无眠。歌舞欢动习酒心，焰火照亮习酒城。风雨兼程的习酒在60年的发展过程中艰苦 ...

习酒_百度百科

baike.baidu.com/.../45145.htm - China - Cached - 轉為繁體網頁 - Translate this page

习酒产在与茅台酒相距50公里的二郎滩，习水酒厂内有一股清澈甘冽的山泉，用这里山泉酿造美酒有独特的风味。习酒以当地的优质糯高粱为原料，小麦制成高温大曲 ...

Chinese liquor chases Xi Jinping’s rise

Liu Jin/AFP/Getty Images - A woman browses bottles of baijiu, a lethally strong Chinese grain alcohol, displayed at a store in Beijing. Xi Jiu, one of the distillers of baijiu, shares an ideograph with that of incoming president Xi Jinping, which has helped increase its sales.

By Jamil Anderlini | Financial Times,

BEIJING — Chinese president-in-waiting Xi Jinping has criticized Communist Party officials for banqueting and networking and urged them to focus on studying Marxism instead.
But for one Chinese liquor company, the elevation of Xi has been a godsend.

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Xi Jiu is a 60-year-old distiller of baijiu, the ubiquitous Chinese grain liquor served at every official banquet. By a stroke of fortune, the Chinese character for “Xi” is the same ideograph used to write the incoming president’s surname.
Baijiu — literally “white alcohol” — is almost always offered to grease the wheels of commerce and government and is also a favorite gift among businessmen and officials.
Partly thanks to its name, sales of Xi Jiu reached 2.3 billion renminbi, or $369 million, worth in the first 10 months of this year. The company says sales should hit 3 billion renminbi by the end of this year — nearly double its performance in 2010. Xi Jiu hopes to list on the domestic stock market some time next year.
Diageo, the producer of Johnnie Walker whisky and Guinness beer, has bought into a baijiu brand known as Shui Jing Fang in Chinese and Swellfun in English. Earlier this year, Diageo announced plans to launch Swellfun in the British market at a retail price of $159 a bottle.
Xi will take over as head of the Communist Party on Thursday and will become president of China in March, performing both roles for the next decade.
In an effort to cash in on the rise of the new leader, Xi Jiu has launched a big marketing campaign, bidding more than $48 million for prime-time advertising slots on state broadcaster China Central Television, according to local media. The company is targeting total annual sales of as much as $1.6 billion by the end of 2015.
Using the image or name of senior officials for commercial purposes is forbidden in China and representatives from Xi Jiu refused repeated requests for comment.
“The rationale for the big marketing push is the assumption that once Xi Jinping takes power, lots of people will want to give Xi Jiu as gifts,” said Bill Bishop, an independent analyst in Beijing who bought a case of vintage Xi Jiu as an investment last year.
Xi Jiu is named after Xishui County in the southwestern province of Guizhou, where it has been produced since 1952. But the company has a checkered history, and until recently the brand was a little-known cheap substitute for better-known tipples.
The company that produces Xi Jiu was bought in 1998 by publicly listed Kweichow Moutai, the most famous of all baijiu brands and the one used at official state banquets to toast visiting dignitaries.
Until recently “we drank it because it tastes like Moutai but is a lot cheaper,” Wang Dimiao, a provincial-level government official in Guizhou, said.
Ma Youquan, a party cadre in charge of an agricultural school in Guizhou, said the drink was “pure and tasty and easy to swallow.”
He added: “When you drink a lot of it, you don’t get a bad headache or feel thirsty.”
— Financial Times

octogenarian, nonagenarian, centenarian

 

 

 Yet Carter never ceased to be an active part of the musical present. Premieres of his works have been regular features of musical events and programmes over the world for years, lately becoming an almost annual occurrence at music festivals such as Aldeburgh in Britain and Tanglewood in Massachusetts (the 2008 Tanglewood festival was a celebration of Carter's centenary).

 centenary 百歲的

centenarian ~ 人

 

octogenarian, nonagenarian

A Taiwanese nonagenarian finished a 400-meter run in 2:38.56 at the Asia Masters Athletics Championships Sunday, breaking a world record in the 95-year-old group that had been there for 12 years. Peng Hong-nian, 96, said he would have run ...


Mr Kossoff will soon be 84. Nobody gets to be an octogenarian without sometimes feeling heavy-limbed and in need of a prop (usually in the form of a chair).

nonagenarian[non・a・ge・nar・i・an]

  [nɑ`nədʒənéəriən | nòun-]

[形][名]90歳

Triumphs of Experience 經驗的勝利

Triumphs of Experience

GEORGE E. VAILLANT

• Read more

• Watch author interview

"The beauty of the Grant Study is that ... it has followed its subjects for nine decades. The big finding is that you can teach an old dog new tricks. The men kept changing ... even in their 80s and 90s.”

—David Brooks,
New York Times online

  At a time when many people around the world are living into their tenth decade, the longest longitudinal study of human development ever undertaken offers some welcome news for the new old age: our lives continue to evolve in our later years, and often become more fulfilling than before.
在世界各地的許多人開始他們的百歲生活的時候，一項有史以來最長的人類發展的縱向研究，告訴我們一些新老年的可喜消息：我們的生活，在年紀大了還會繼續發展，而且往往比以前更為充實。


Begun in 1938, the Grant Study of Adult Development charted the physical and emotional health of over 200 men, starting with their undergraduate days. The now-classic Adaptation to Life reported on the men’s lives up to age 55 and helped us understand adult maturation. Now George Vaillant follows the men into their nineties, documenting for the first time what it is like to flourish far beyond conventional retirement.
1938開始年，格蘭特的成人發展研究計畫開始描繪200多位男人，從他們的大學時代開始時的身體和精神健康。現在生活之適應已成為經典，它報導了人到55歲的生活情形，並幫助我們理解成人的成熟過程。現在，喬治·威能追蹤這些男人到90多歲，第一次紀錄了遠遠超過了傳統的退休年齡的生活，告訴我們那些會蓬勃發展。



Reporting on all aspects of male life, including relationships, politics and religion, coping strategies, and alcohol use (its abuse being by far the greatest disruptor of health and happiness for the study’s subjects), Triumphs of Experience shares a number of surprising findings. For example, the people who do well in old age did not necessarily do so well in midlife, and vice versa. While the study confirms that recovery from a lousy childhood is possible, memories of a happy childhood are a lifelong source of strength. Marriages bring much more contentment after age 70, and physical aging after 80 is determined less by heredity than by habits formed prior to age 50. The credit for growing old with grace and vitality, it seems, goes more to ourselves than to our stellar genetic makeup.

經驗的勝利報告男性生活的所有方面，包括其關係，政治和宗教，各種應對進退的策略，飲酒情形（迄今，這項研究的受試者的酗酒程度，乃是其健康和幸福的最大殺手），它與我們分享一些令人驚訝的發現。例如，老年時狀況好的，中年時不一定那麼好，反之亦然。雖然該研究證實，從慘兮兮的童年復元是可能的，而快樂童年的回憶，乃是終生的力量源泉。70歲以後，婚姻更讓人心滿意足，而 80歲後的身體狀況，由遺傳決定的少，而多半由50歲之前所形成的習慣造成的。這樣看來，慢慢優雅而富活力地變老，多歸功於自力，而非原有的基因構成。

老後

Justing 傳來的 不知為什麼缺一.  結語處已有人貼出.  有些看法不盡然譬如說有人分產不錯.....

2. 盡早處理掉不能留下的物品。

3. 關 於遺體遺骨的處理，最好選擇不會讓生者感到困擾的處理方式，並 且讓生者充分瞭解自己的意思。

4. 準備好一切身後事的費 用及謝禮，千萬別認為別人的幫 助是出於義務或理所當然。『連身後事都顧得面面俱到』， 作者認為單身者若能抱著這種想 法享受人生，便能安心的走完人 生最後一程。

      結語：

俗語說的好「有理財就不 窮、有計畫就不亂、有準備就不 忙」，身為老人 預備軍的我們，是否做好準備 了？只要事先做好準備，日後就 無須憂心老後生活。

要 準備第一件事就是能老健，平 時就要注重三 養：吃得營養、注重保養、要有修 養。

第 二是老 居：與其過度恐懼孤獨，ㄧ定要和兒孫同住，過著忍氣吞聲的生活，不如獨自享受單身之樂，無論都會或郊區，住最適 合自己的地方。

第 三是老 本，既然養兒已 無法養老，為人父母的也只能自 立自強了，老本ㄧ定要保得好，不進棺材前ㄧ定不分家 產。

第 四是老 友：有個好朋友、好飯友和伴侶 ㄧ樣重要，平時要廣結善緣，多認識各類朋友，是單身貴族享受生活的一項祕訣。

總 之：

不管你是長壽的歐吉桑或歐巴桑，到最 後都是ㄧ個人， 這句話ㄧ點也不悲涼，也不可 怕，全看你如何安排生活，全看 你有沒有成熟的心理。喜歡就值 得去做，別忘了，這輩子就只這 ㄧ次，遇到好康的或是幸福的 事，可別總是期待留給下ㄧ代。

老朋友們切記！我 們注定是 孝順父母的最後一代，被兒女拋 棄的第ㄧ代，千萬不要“人 在天堂，錢 在銀行”，什 麼「一個人很寂寞」、「老了沒 人照顧」等種種負面訊息，早已 是過時的說法。認清：財富只是 數字問題，名利只是短暫虛榮， 生活才是人生的全部，當個「樂 在享受單身暮年」的人，人生就 有如再度染上春天的色彩，條件 是：身 體強健，有錢、有閒、有朋友， 並且有自己專屬的空間。 祝福我們大家都有～彩色的熟年快樂幸福生活！

 

金門高粱新酒充老酒 酒商賺暴利

金門高粱新酒充老酒 酒商賺暴利

陳年特高夯 一瓶喊二萬多
〔記者林慶川、吳正庭、錢利忠／台北─金門連線報導〕白酒市場上極熱門的金門高粱酒，特別是俗稱「黑金剛」的早年舊酒「陳年特級高粱酒」，依年份甚至可喊到一瓶新台幣兩萬多元，且「喝一瓶就少一瓶」，竟因此爆發罕見「新酒」冒充「老酒」販售的重大詐欺案！
新標換貼舊標 竟是原廠的
國 內第一大金門高粱酒商「新思維集團」旗下多家分店，涉嫌以近幾年才裝瓶、俗稱「白金龍」的金門特級高粱「新酒」，偽裝成八十一年裝瓶的「老酒」，或冒充有 「高粱酒之王」之稱的「陳年特級高粱酒」（俗稱黑金剛、黑金龍）販售，檢調追查發現，這些冒充品的老酒標籤竟來自原廠，並非仿製，研判由金門酒廠流出，正 全力追查是否有酒廠人員勾結廠商。
兵分六路搜索 查扣近百箱
調 查局福建省調查處昨兵分六路，搜索新思維多家金門分店，另會同新北市調查處、新竹縣調查站搜索新北市「永和店」、「中和連城店」、新竹市「新竹店」及一處 倉庫，約談新思維多名主管及員工到案，昨晚再根據指證搜索上游供貨商，查扣近百箱市價數百萬元的冒充品與大批進貨單 ，漏夜釐清案情中。
全 案起於一名白酒行家半個月前買了一瓶八十一年高粱酒，開瓶發覺有異而檢舉。金門酒廠檢測發覺不是假酒，而是新酒冒充老酒，向同一家商號買來同年份高粱檢 測，情形相同。 檢調昨再將查扣品送金酒鑑定，發覺瓶口塑膠封套內側標示為九十八年，瓶身換貼八十一年標籤，現場還扣到八十六年舊酒換貼八十一年舊酒標籤，懷疑犯行時間恐 長達十多年，流入市面的冒充品不計其數。
經檢視，用來換貼的八十一年老酒標籤日期多為「八十一年九月四日」，至於瓶口塑膠封套上雖標示裝瓶日期，但因在內側，須傾斜瓶身才能看到，一般人不容易注意到；而非冒充品的裝瓶日期與標籤年份，不會超過半年。
酒商表示，目前九十八年六百毫升特級高粱約三百多元，八十一年份市面價四千多元，詐欺暴利高達十多倍；「黑金剛」早年一瓶約兩千元，現在一萬元起跳，其中一九九○年的「金門特級高粱」今年四月拍賣單價近兩萬元。
「新思維集團」旗下「新思維金門高粱名產店」及「囍莊免稅店」，分別是第一大金門高粱酒商和第一大金門免稅商店，集團共有十三家分店。記者昨前往新北市兩家分店採訪，店家表示「無可奉告」。
金酒公司總經理吳秋穆表示，公司配合調查，相關結果由檢調單位公布較適宜，就過去資料所知，應無和黑金剛有關的標籤庫存，為求謹慎，將再進行清查。
據了解，金酒先由大盤商標得代理權，再分給中、下游盤商，經通路鋪貨出售；檢調正追查出現弊情的環節。